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May 25, 2016

Homeowners Denied Environmental Coverage for Contamination – Doctrine of Imminent Peril

Coverage for losses due to environmental contamination in residential homeowner insurance policies is rare.  Where a homeowner discovers contamination at his or her property due to an unknown source or, worse, contamination at adjacent properties emanating from the home, the homeowner may not have any insurance coverage to cover the cost of remediation.  Can a homeowner undertake the remediation and then claim that he or she has coverage under the doctrine of imminent peril?

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